/* ==========================================================
   Cognyfy home page, creative sections (Bootstrap 3.3.7 friendly)
   Brand colours: navy #1e3c62 · teal #03716f · orange #f6961a · sand #d3c9bc
   All classes start with "hm-" so nothing in style.css is touched.
   ========================================================== */

.hm-section { padding: 85px 0; position: relative; }
.hm-soft    { background: #f7f4ef; }
.hm-center  { text-align: center; }

/* ---------- Section titles ---------- */
.hm-head { text-align: center; max-width: 720px; margin: 0 auto 50px; }
.hm-eyebrow { display: inline-block; color: #f6961a; font-weight: 700; letter-spacing: 2.5px; text-transform: uppercase; font-size: 13px; margin-bottom: 8px; }
.hm-head h2, .hm-h2 { margin: 0 0 14px; color: #1e3c62; font-size: 38px; font-weight: 800; line-height: 1.2; }
.hm-head h2 span, .hm-h2 span { color: #03716f; }
.hm-head p { color: #666; font-size: 16px; line-height: 1.8; margin: 0; }
.hm-line { display: block; width: 70px; height: 4px; margin: 16px auto 0; background: #f6961a; border-radius: 2px; position: relative; }
.hm-line:after { content: ""; position: absolute; left: 80px; top: 0; width: 18px; height: 4px; background: #03716f; border-radius: 2px; }
.hm-left .hm-line { margin-left: 0; }

/* ---------- Buttons ---------- */
.hm-btn { display: inline-block; padding: 13px 30px; border-radius: 30px; font-weight: 700; font-size: 15px; text-decoration: none; transition: all .25s; border: 2px solid transparent; }
.hm-btn i { margin-left: 6px; transition: margin .2s; }
.hm-btn:hover i { margin-left: 11px; }
.hm-btn-orange { background: #f6961a; color: #fff; }
.hm-btn-orange:hover, .hm-btn-orange:focus { background: #e0830b; color: #fff; text-decoration: none; box-shadow: 0 8px 20px rgba(246,150,26,.4); }
.hm-btn-navy { background: #1e3c62; color: #fff; }
.hm-btn-navy:hover, .hm-btn-navy:focus { background: #14294a; color: #fff; text-decoration: none; box-shadow: 0 8px 20px rgba(30,60,98,.35); }
.hm-btn-ghost { border-color: #fff; color: #fff; }
.hm-btn-ghost:hover, .hm-btn-ghost:focus { background: #fff; color: #1e3c62; text-decoration: none; }

/* ---------- Scroll reveal (only hides things when JS is running) ---------- */
.hm-js .hm-reveal { opacity: 0; -webkit-transform: translateY(32px); transform: translateY(32px); transition: opacity .75s ease, -webkit-transform .75s ease, transform .75s ease; }
.hm-js .hm-reveal.hm-in { opacity: 1; -webkit-transform: none; transform: none; }
.hm-js .hm-d1 { transition-delay: .1s; } .hm-js .hm-d2 { transition-delay: .2s; }
.hm-js .hm-d3 { transition-delay: .3s; } .hm-js .hm-d4 { transition-delay: .4s; }

/* ---------- Stats band ---------- */
.hm-stats { background: #1e3c62; padding: 46px 0 30px; position: relative; overflow: hidden; }
.hm-stats:before { content: ""; position: absolute; right: -80px; top: -80px; width: 280px; height: 280px; border-radius: 50%; background: rgba(246,150,26,.12); }
.hm-stats:after  { content: ""; position: absolute; left: -60px; bottom: -90px; width: 220px; height: 220px; border-radius: 50%; background: rgba(3,113,111,.35); }
.hm-stat { text-align: center; color: #fff; position: relative; z-index: 1; margin-bottom: 20px; }
.hm-stat i { font-size: 30px; color: #f6961a; margin-bottom: 8px; display: block; }
.hm-stat .hm-num { font-size: 46px; font-weight: 800; line-height: 1.1; }
.hm-stat .hm-lbl { text-transform: uppercase; letter-spacing: 1.5px; font-size: 12px; color: #cdd8e6; margin-top: 4px; }

/* ---------- About ---------- */
.hm-about-img { position: relative; padding: 0 22px 22px 0; }
.hm-about-img:before { content: ""; position: absolute; right: 0; bottom: 0; width: 82%; height: 82%; border: 4px solid #03716f; border-radius: 6px; z-index: 0; }
.hm-about-img img { position: relative; z-index: 1; width: 100%; border-radius: 6px; box-shadow: 0 16px 40px rgba(30,60,98,.18); }
.hm-badge { position: absolute; left: -18px; top: 28px; z-index: 2; width: 112px; height: 112px; border-radius: 50%; background: #f6961a; color: #fff; text-align: center; padding-top: 25px; box-shadow: 0 10px 24px rgba(246,150,26,.45); -webkit-animation: hmFloat 3.5s ease-in-out infinite; animation: hmFloat 3.5s ease-in-out infinite; }
.hm-badge strong { display: block; font-size: 32px; line-height: 1; font-weight: 800; }
.hm-badge span { font-size: 11px; text-transform: uppercase; letter-spacing: 1px; }
@-webkit-keyframes hmFloat { 0%,100% { -webkit-transform: translateY(0); } 50% { -webkit-transform: translateY(-10px); } }
@keyframes hmFloat { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-10px); } }
.hm-about p { color: #555; font-size: 16px; line-height: 1.85; text-align: justify; }
.hm-ticks { list-style: none; padding: 0; margin: 20px 0 28px; }
.hm-ticks li { padding: 6px 0 6px 34px; position: relative; color: #1e3c62; font-weight: 600; }
.hm-ticks li:before { content: "\f00c"; font-family: FontAwesome; position: absolute; left: 0; top: 6px; width: 24px; height: 24px; line-height: 24px; text-align: center; border-radius: 50%; background: #03716f; color: #fff; font-size: 12px; }

/* ---------- Service cards ---------- */
.hm-card { background: #fff; border-radius: 8px; overflow: hidden; box-shadow: 0 6px 24px rgba(30,60,98,.09); margin-bottom: 30px; transition: transform .3s, box-shadow .3s; height: 100%; }
.hm-card:hover { -webkit-transform: translateY(-8px); transform: translateY(-8px); box-shadow: 0 18px 40px rgba(30,60,98,.18); }
.hm-card-img { height: 210px; overflow: hidden; position: relative; background: #dfe7f1; }
.hm-card-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .6s; }
.hm-card:hover .hm-card-img img { -webkit-transform: scale(1.08); transform: scale(1.08); }
.hm-card-img:after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 60%; background: linear-gradient(to top, rgba(30,60,98,.75), rgba(30,60,98,0)); }
.hm-card-icon { position: absolute; left: 24px; top: 186px; z-index: 3; width: 56px; height: 56px; line-height: 56px; text-align: center; border-radius: 50%; background: #f6961a; color: #fff; font-size: 22px; box-shadow: 0 6px 16px rgba(246,150,26,.45); }
.hm-card-body { padding: 42px 26px 28px; }
.hm-card-body h3 { margin: 0 0 10px; font-size: 19px; font-weight: 800; line-height: 1.35; color: #1e3c62; text-transform: uppercase; }
.hm-card-body p { color: #666; line-height: 1.75; margin-bottom: 14px; }
.hm-more { color: #03716f; font-weight: 700; text-decoration: none; }
.hm-more i { margin-left: 6px; transition: margin .2s; }
.hm-more:hover { color: #f6961a; text-decoration: none; }
.hm-more:hover i { margin-left: 11px; }

/* ---------- Process steps ---------- */
.hm-step { text-align: center; position: relative; padding: 0 14px; margin-bottom: 30px; }
.hm-step-circle { width: 92px; height: 92px; margin: 0 auto 18px; border-radius: 50%; background: #fff; border: 3px solid #03716f; color: #03716f; font-size: 32px; line-height: 86px; position: relative; transition: all .3s; box-shadow: 0 8px 22px rgba(3,113,111,.18); }
.hm-step:hover .hm-step-circle { background: #03716f; color: #fff; -webkit-transform: scale(1.08); transform: scale(1.08); }
.hm-step-no { position: absolute; right: -4px; top: -4px; width: 30px; height: 30px; line-height: 30px; border-radius: 50%; background: #f6961a; color: #fff; font-size: 14px; font-weight: 800; }
.hm-step h4 { margin: 0 0 8px; color: #1e3c62; font-weight: 800; font-size: 18px; }
.hm-step p { color: #666; line-height: 1.7; margin: 0; }
@media (min-width: 768px) {
  .hm-step:not(.hm-last):after { content: ""; position: absolute; top: 46px; left: calc(50% + 56px); width: calc(100% - 112px); border-top: 2px dashed #b9c4d2; }
}

/* ---------- Verification checks grid ---------- */
.hm-grid { display: -webkit-flex; display: flex; -webkit-flex-wrap: wrap; flex-wrap: wrap; -webkit-justify-content: center; justify-content: center; margin: 0 -10px; }
.hm-grid > a { width: 25%; padding: 10px; text-decoration: none !important; }
.hm-check { background: #fff; border: 1px solid #e6e9ee; border-radius: 8px; padding: 26px 12px 22px; text-align: center; transition: all .3s; height: 100%; }
.hm-check i { width: 64px; height: 64px; line-height: 64px; border-radius: 50%; background: #eaf4f4; color: #03716f; font-size: 26px; display: inline-block; margin-bottom: 12px; transition: all .3s; }
.hm-check span { display: block; color: #1e3c62; font-weight: 700; font-size: 14px; text-transform: uppercase; line-height: 1.4; }
.hm-grid > a:hover .hm-check { background: #03716f; border-color: #03716f; -webkit-transform: translateY(-6px); transform: translateY(-6px); box-shadow: 0 14px 30px rgba(3,113,111,.3); }
.hm-grid > a:hover .hm-check i { background: #f6961a; color: #fff; }
.hm-grid > a:hover .hm-check span { color: #fff; }

/* ---------- Why choose us ---------- */
.hm-why { background: #03716f; color: #fff; overflow: hidden; }
.hm-why:before { content: ""; position: absolute; left: -120px; top: -120px; width: 340px; height: 340px; border-radius: 50%; background: rgba(255,255,255,.06); }
.hm-why .hm-head h2, .hm-why .hm-head h2 span { color: #fff; }
.hm-why .hm-head p { color: #d7ecea; }
.hm-why .hm-eyebrow { color: #ffc977; }
.hm-why .hm-line { background: #fff; }
.hm-why .hm-line:after { background: #f6961a; }
.hm-tile { background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.2); border-radius: 8px; padding: 18px 16px; margin-bottom: 20px; transition: all .3s; }
.hm-tile:hover { background: #fff; -webkit-transform: translateY(-5px); transform: translateY(-5px); }
.hm-tile i { float: left; width: 46px; height: 46px; line-height: 46px; text-align: center; border-radius: 50%; background: #f6961a; color: #fff; font-size: 19px; margin-right: 14px; }
.hm-tile h5 { margin: 0; padding-top: 13px; font-size: 14px; font-weight: 800; text-transform: uppercase; letter-spacing: .5px; color: #fff; transition: color .3s; }
.hm-tile:hover h5 { color: #1e3c62; }
.hm-why-img { position: relative; }
.hm-why-img img { width: 100%; border-radius: 8px; border: 6px solid rgba(255,255,255,.25); }

/* ---------- Why background verification ---------- */
.hm-risk { background: #fff; border-left: 4px solid #f6961a; border-radius: 4px; padding: 16px 18px; margin-bottom: 16px; box-shadow: 0 4px 16px rgba(30,60,98,.08); }
.hm-risk strong { color: #1e3c62; display: block; margin-bottom: 2px; }
.hm-risk span { color: #666; font-size: 14px; line-height: 1.6; }
.hm-body { color: #555; font-size: 16px; line-height: 1.85; text-align: justify; }

/* ---------- Help / CTA split ---------- */
.hm-help-img img { width: 100%; border-radius: 8px; box-shadow: 0 16px 40px rgba(30,60,98,.18); }
.hm-feature { margin-bottom: 18px; overflow: hidden; }
.hm-feature i { float: left; width: 50px; height: 50px; line-height: 50px; text-align: center; border-radius: 12px; background: #eaf4f4; color: #03716f; font-size: 21px; margin-right: 16px; }
.hm-feature h5 { margin: 2px 0 2px; font-weight: 800; color: #1e3c62; }
.hm-feature p { margin: 0; color: #666; line-height: 1.6; }

/* ---------- Quote band ---------- */
.hm-quote { background: linear-gradient(120deg, #1e3c62 0%, #14294a 60%, #03716f 140%); color: #fff; text-align: center; padding: 70px 0; position: relative; overflow: hidden; }
.hm-quote:before { content: "\201C"; position: absolute; left: 4%; top: -40px; font-size: 260px; line-height: 1; color: rgba(255,255,255,.07); font-family: Georgia, serif; }
.hm-quote h2 { position: relative; margin: 0 auto; max-width: 860px; font-size: 30px; line-height: 1.5; font-weight: 700; }
.hm-quote h2 span { color: #f6961a; }

/* ---------- Latest blog ---------- */
.hm-post { background: #fff; border-radius: 8px; overflow: hidden; box-shadow: 0 6px 24px rgba(30,60,98,.09); margin-bottom: 30px; transition: transform .3s, box-shadow .3s; }
.hm-post:hover { -webkit-transform: translateY(-6px); transform: translateY(-6px); box-shadow: 0 16px 36px rgba(30,60,98,.16); }
.hm-post-img { display: block; height: 190px; background: #dfe7f1; overflow: hidden; }
.hm-post-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s; }
.hm-post:hover .hm-post-img img { -webkit-transform: scale(1.06); transform: scale(1.06); }
.hm-post-body { padding: 22px 24px 24px; }
.hm-post-date { color: #999; font-size: 13px; margin-bottom: 6px; }
.hm-post-date i { color: #f6961a; margin-right: 5px; }
.hm-post-body h4 { margin: 0 0 10px; font-size: 19px; font-weight: 800; line-height: 1.4; }
.hm-post-body h4 a { color: #1e3c62; }
.hm-post-body h4 a:hover { color: #03716f; text-decoration: none; }
.hm-post-body p { color: #666; line-height: 1.7; margin-bottom: 12px; }

/* ---------- Final CTA ---------- */
.hm-cta { background: #f6961a; padding: 56px 0; color: #fff; position: relative; overflow: hidden; }
.hm-cta:before { content: ""; position: absolute; right: -70px; top: -70px; width: 260px; height: 260px; border-radius: 50%; background: rgba(255,255,255,.12); }
.hm-cta h2 { margin: 0 0 8px; font-size: 32px; font-weight: 800; color: #fff; }
.hm-cta p { margin: 0; font-size: 17px; color: #fff; }
.hm-cta .hm-btn { margin-top: 6px; }
.hm-news { background: #14294a; padding: 40px 0; color: #fff; }
.hm-news .newsletter-box h4 { margin-top: 0; font-weight: 800; color: #fff; }
.hm-news .newsletter-box p { color: #cdd8e6; }

/* ---------- Responsive ---------- */
@media (max-width: 991px) {
  .hm-section { padding: 60px 0; }
  .hm-head h2, .hm-h2 { font-size: 32px; }
  .hm-grid > a { width: 33.333%; }
  .hm-about-img { margin-bottom: 40px; }
}
@media (max-width: 767px) {
  .hm-head h2, .hm-h2 { font-size: 27px; }
  .hm-grid > a { width: 50%; }
  .hm-stat .hm-num { font-size: 38px; }
  .hm-quote h2 { font-size: 22px; }
  .hm-cta { text-align: center; }
  .hm-cta h2 { font-size: 26px; }
  .hm-badge { left: 0; }
}
@media (prefers-reduced-motion: reduce) {
  .hm-js .hm-reveal { opacity: 1; -webkit-transform: none; transform: none; transition: none; }
  .hm-badge { -webkit-animation: none; animation: none; }
}

/* CTA button sits on the right on large screens */
@media (min-width: 992px) { .text-right-md { text-align: right; } }

/* ---------- Fixes for the site's global reset (style.css has *{margin:0;padding:0}) ---------- */
.hm-about p   { margin: 0 0 16px; }
.hm-body      { margin: 0 0 20px; }
.hm-head p    { margin: 0 0 4px; }
.hm-about .hm-ticks { margin-top: 6px; }

/* Even card heights on desktop */
@media (min-width: 992px) {
  .hm-card-body { min-height: 218px; }
  .hm-post-body { min-height: 205px; }
  .hm-tile { min-height: 82px; }
}

/* ==========================================================
   CREATIVE UPGRADE: motion, tabs, sample report, flip cards, FAQ
   ========================================================== */

/* ---------- Scroll progress bar + back to top ---------- */
.hm-progress { position: fixed; top: 0; left: 0; right: 0; height: 4px; z-index: 99999; }
.hm-progress span { display: block; height: 100%; width: 0; background: linear-gradient(90deg, #f6961a, #03716f); }
.hm-top { position: fixed; right: 22px; bottom: 22px; width: 46px; height: 46px; line-height: 44px; text-align: center; border-radius: 50%; background: #f6961a; color: #fff; font-size: 24px; z-index: 999; opacity: 0; visibility: hidden; -webkit-transform: translateY(20px); transform: translateY(20px); transition: all .3s; box-shadow: 0 8px 20px rgba(246,150,26,.5); }
.hm-top.hm-show { opacity: 1; visibility: visible; -webkit-transform: none; transform: none; }
.hm-top:hover, .hm-top:focus { background: #1e3c62; color: #fff; text-decoration: none; }

/* ---------- Hero: floating verification chips ---------- */
.hm-hero-art { position: relative; }
.hm-chip { position: absolute; z-index: 5; background: #fff; color: #1e3c62; font-weight: 700; font-size: 13px; padding: 8px 16px 8px 9px; border-radius: 30px; box-shadow: 0 10px 28px rgba(0,0,0,.28); white-space: nowrap; -webkit-animation: hmFloat 4s ease-in-out infinite; animation: hmFloat 4s ease-in-out infinite; }
.hm-chip i { display: inline-block; width: 22px; height: 22px; line-height: 22px; text-align: center; border-radius: 50%; background: #2fb344; color: #fff; font-size: 11px; margin-right: 8px; }
.hm-chip1 { top: 6%; left: -8%; }
.hm-chip2 { top: 44%; right: -6%; -webkit-animation-delay: 1.2s; animation-delay: 1.2s; }
.hm-chip3 { bottom: 8%; left: 2%; -webkit-animation-delay: 2.4s; animation-delay: 2.4s; }
@media (max-width: 991px) { .hm-chip { display: none; } }

/* ---------- Ticker ---------- */
.hm-ticker { background: #f6961a; overflow: hidden; white-space: nowrap; padding: 14px 0; position: relative; z-index: 2; }
.hm-ticker-track { display: inline-block; -webkit-animation: hmMarquee 48s linear infinite; animation: hmMarquee 48s linear infinite; }
.hm-ticker:hover .hm-ticker-track { -webkit-animation-play-state: paused; animation-play-state: paused; }
.hm-ticker span { display: inline-block; color: #fff; font-weight: 800; text-transform: uppercase; letter-spacing: 2px; font-size: 14px; padding: 0 30px; position: relative; }
.hm-ticker span:after { content: "\f005"; font-family: FontAwesome; position: absolute; right: -5px; top: 2px; font-size: 10px; color: #1e3c62; }
@-webkit-keyframes hmMarquee { from { -webkit-transform: translateX(0); } to { -webkit-transform: translateX(-50%); } }
@keyframes hmMarquee { from { transform: translateX(0); } to { transform: translateX(-50%); } }

/* ---------- Service tabs ---------- */
.hm-pills > li > a { display: block; background: #fff; color: #1e3c62; font-weight: 700; border-radius: 8px; padding: 14px 16px; margin-bottom: 12px; box-shadow: 0 4px 14px rgba(30,60,98,.08); transition: all .25s; }
.hm-pills > li + li { margin-top: 0; }
.hm-pills > li > a:hover, .hm-pills > li > a:focus { background: #fff; color: #03716f; -webkit-transform: translateX(6px); transform: translateX(6px); }
.hm-pills > li.active > a, .hm-pills > li.active > a:hover, .hm-pills > li.active > a:focus { background: #1e3c62; color: #fff; -webkit-transform: translateX(6px); transform: translateX(6px); }
.hm-pill-ico { display: inline-block; width: 40px; height: 40px; line-height: 40px; text-align: center; border-radius: 50%; background: #eaf4f4; color: #03716f; margin-right: 12px; font-size: 17px; transition: all .25s; }
.hm-pills > li.active .hm-pill-ico { background: #f6961a; color: #fff; }
.hm-pane { background: #fff; border-radius: 10px; overflow: hidden; box-shadow: 0 10px 34px rgba(30,60,98,.12); }
.hm-pane-img { height: 200px; overflow: hidden; position: relative; background: #dfe7f1; }
.hm-pane-img img { width: 100%; height: 100%; object-fit: cover; }
.hm-pane-img:after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 55%; background: linear-gradient(to top, rgba(30,60,98,.55), rgba(30,60,98,0)); }
.hm-pane-body { padding: 26px 30px 30px; }
.hm-pane-body h3 { margin: 0 0 8px; font-size: 24px; font-weight: 800; color: #1e3c62; }
.hm-pane-body p { color: #666; margin: 0 0 16px; line-height: 1.7; font-size: 15px; }
.hm-chips { margin-bottom: 14px; }
.hm-chips a, .hm-chips span { display: inline-block; margin: 0 8px 8px 0; padding: 6px 14px; border-radius: 20px; background: #f1f6f6; color: #03716f; font-weight: 600; font-size: 13px; border: 1px solid #dcebea; text-decoration: none; transition: all .2s; }
.hm-chips a:hover { background: #03716f; color: #fff; border-color: #03716f; text-decoration: none; }
.hm-chips span { background: #f7f4ef; border-color: #ebe5da; color: #1e3c62; }
@media (max-width: 991px) { .hm-pills { margin-bottom: 24px; } .hm-pane-body { padding: 22px 20px 24px; } }

/* ---------- Step circles pulse ---------- */
.hm-step-circle:after { content: ""; position: absolute; top: -8px; left: -8px; right: -8px; bottom: -8px; border: 2px solid #03716f; border-radius: 50%; opacity: 0; -webkit-animation: hmPulse 2.8s ease-out infinite; animation: hmPulse 2.8s ease-out infinite; }
.hm-step:nth-child(2) .hm-step-circle:after { -webkit-animation-delay: .7s; animation-delay: .7s; }
.hm-step:nth-child(3) .hm-step-circle:after { -webkit-animation-delay: 1.4s; animation-delay: 1.4s; }
.hm-step:nth-child(4) .hm-step-circle:after { -webkit-animation-delay: 2.1s; animation-delay: 2.1s; }
@-webkit-keyframes hmPulse { 0% { opacity: .7; -webkit-transform: scale(.9); } 100% { opacity: 0; -webkit-transform: scale(1.35); } }
@keyframes hmPulse { 0% { opacity: .7; transform: scale(.9); } 100% { opacity: 0; transform: scale(1.35); } }

/* ---------- Sample verification report ---------- */
.hm-report { background: #fff; border-radius: 14px; padding: 26px; box-shadow: 0 20px 50px rgba(30,60,98,.18); border-top: 6px solid #03716f; position: relative; }
.hm-report:before { content: ""; position: absolute; right: -14px; bottom: -14px; width: 100%; height: 100%; border: 3px dashed #f6961a; border-radius: 14px; z-index: -1; }
.hm-report-top { display: -webkit-flex; display: flex; -webkit-align-items: center; align-items: center; margin-bottom: 20px; }
.hm-avatar { -webkit-flex: 0 0 54px; flex: 0 0 54px; width: 54px; height: 54px; line-height: 54px; text-align: center; border-radius: 50%; background: #1e3c62; color: #fff; font-size: 24px; margin-right: 14px; }
.hm-report-id strong { display: block; color: #1e3c62; font-size: 17px; }
.hm-report-id small { color: #999; }
.hm-lock { margin-left: auto; background: #eaf4f4; color: #03716f; font-weight: 700; font-size: 12px; padding: 5px 12px; border-radius: 14px; white-space: nowrap; }
.hm-bar-lbl { display: -webkit-flex; display: flex; -webkit-justify-content: space-between; justify-content: space-between; color: #666; font-size: 13px; margin-bottom: 6px; }
.hm-bar-lbl b { color: #1e3c62; }
.hm-bar { height: 10px; border-radius: 6px; background: #e9edf2; overflow: hidden; margin-bottom: 18px; }
.hm-bar span { display: block; height: 100%; width: 85%; border-radius: 6px; background: linear-gradient(90deg, #03716f, #2fb344); transition: width 1.6s cubic-bezier(.2,.7,.2,1) .3s; }
.hm-js .hm-bar span { width: 0; }
.hm-js .hm-in .hm-bar span { width: 85%; }
.hm-rlist { list-style: none; margin: 0; padding: 0; }
.hm-rlist li { display: -webkit-flex; display: flex; -webkit-align-items: center; align-items: center; padding: 11px 0; border-bottom: 1px dashed #e4e8ee; color: #1e3c62; font-weight: 600; }
.hm-rlist li:last-child { border-bottom: 0; }
.hm-rlist li > i { width: 34px; height: 34px; line-height: 34px; text-align: center; border-radius: 8px; background: #f1f6f6; color: #03716f; margin-right: 12px; }
.hm-rlist em { margin-left: auto; font-style: normal; font-size: 12px; font-weight: 700; padding: 4px 11px; border-radius: 12px; white-space: nowrap; }
.hm-rlist em i { margin-right: 4px; }
.hm-rlist em.ok { background: #e6f6ea; color: #1f8a3a; }
.hm-rlist em.wait { background: #fff3e0; color: #d9780a; }
.hm-js .hm-rlist li { opacity: 0; -webkit-transform: translateX(26px); transform: translateX(26px); transition: opacity .5s ease, -webkit-transform .5s ease, transform .5s ease; }
.hm-js .hm-in .hm-rlist li { opacity: 1; -webkit-transform: none; transform: none; }
.hm-js .hm-in .hm-r1 { transition-delay: .5s; } .hm-js .hm-in .hm-r2 { transition-delay: .8s; }
.hm-js .hm-in .hm-r3 { transition-delay: 1.1s; } .hm-js .hm-in .hm-r4 { transition-delay: 1.4s; }
.hm-js .hm-in .hm-r5 { transition-delay: 1.7s; } .hm-js .hm-in .hm-r6 { transition-delay: 2s; }
@media (max-width: 991px) { .hm-report { margin-top: 40px; } .hm-report:before { display: none; } }
@media (max-width: 480px) { .hm-lock { display: none; } .hm-rlist em { font-size: 11px; padding: 3px 8px; } }

/* ---------- Why choose us: flip cards ---------- */
.hm-flip { margin-bottom: 20px; outline: 0; }
.hm-front { background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.22); border-radius: 10px; padding: 24px 16px; text-align: center; color: #fff; }
.hm-front i { display: inline-block; width: 58px; height: 58px; line-height: 58px; border-radius: 50%; background: #f6961a; color: #fff; font-size: 24px; margin-bottom: 10px; }
.hm-front h5 { margin: 0; font-size: 15px; font-weight: 800; text-transform: uppercase; letter-spacing: .5px; color: #fff; }
.hm-back { display: none; background: #fff; border-radius: 10px; padding: 18px; text-align: center; }
.hm-back h6 { margin: 0 0 8px; color: #03716f; font-weight: 800; text-transform: uppercase; font-size: 13px; letter-spacing: .5px; }
.hm-back p { margin: 0; color: #1e3c62; font-size: 13.5px; line-height: 1.6; }
@supports (transform-style: preserve-3d) {
  .hm-flip { -webkit-perspective: 900px; perspective: 900px; height: 178px; }
  .hm-flip-in { position: relative; height: 100%; transition: -webkit-transform .7s, transform .7s; -webkit-transform-style: preserve-3d; transform-style: preserve-3d; }
  .hm-flip:hover .hm-flip-in, .hm-flip:focus .hm-flip-in { -webkit-transform: rotateY(180deg); transform: rotateY(180deg); }
  .hm-front, .hm-back { position: absolute; top: 0; left: 0; right: 0; bottom: 0; -webkit-backface-visibility: hidden; backface-visibility: hidden; display: -webkit-flex; display: flex; -webkit-flex-direction: column; flex-direction: column; -webkit-align-items: center; align-items: center; -webkit-justify-content: center; justify-content: center; }
  .hm-back { -webkit-transform: rotateY(180deg); transform: rotateY(180deg); box-shadow: 0 14px 30px rgba(0,0,0,.2); }
}
/* curved edge into the next (white) section */
.hm-why { padding-bottom: 120px; }
.hm-why:after { content: ""; position: absolute; left: -5%; right: -5%; bottom: -1px; height: 70px; background: #fff; border-radius: 50% 50% 0 0 / 100% 100% 0 0; }

/* ---------- Quote band with parallax photo ---------- */
.hm-quote { background: linear-gradient(rgba(20,41,74,.9), rgba(20,41,74,.92)), url(../images/banner2.jpg) center center / cover fixed #14294a; }

/* ---------- FAQ accordion ---------- */
.hm-acc .panel { border: 0; border-radius: 10px; box-shadow: 0 4px 16px rgba(30,60,98,.08); margin-bottom: 14px; overflow: hidden; }
.hm-acc .panel + .panel { margin-top: 0; }
.hm-acc .panel-heading { padding: 0; background: #fff; border: 0; }
.hm-acc .panel-title a { display: block; position: relative; padding: 18px 60px 18px 22px; color: #1e3c62; font-weight: 700; font-size: 16px; text-decoration: none; }
.hm-acc .panel-title a:after { content: "\f068"; font-family: FontAwesome; position: absolute; right: 20px; top: 50%; margin-top: -15px; width: 30px; height: 30px; line-height: 30px; text-align: center; border-radius: 50%; background: #f6961a; color: #fff; font-size: 12px; transition: all .2s; }
.hm-acc .panel-title a.collapsed:after { content: "\f067"; background: #eaf4f4; color: #03716f; }
.hm-acc .panel-heading + .panel-collapse > .panel-body { border-top: 0; padding: 0 22px 22px; color: #666; line-height: 1.8; font-size: 15px; }
.hm-acc .panel-body a { color: #03716f; font-weight: 700; }

/* ---------- Respect "reduce motion" ---------- */
@media (prefers-reduced-motion: reduce) {
  .hm-chip, .hm-ticker-track, .hm-step-circle:after { -webkit-animation: none; animation: none; }
  .hm-js .hm-rlist li { opacity: 1; -webkit-transform: none; transform: none; transition: none; }
  .hm-js .hm-bar span { width: 85%; transition: none; }
}